Choose how you get paid
Send a payment request to receive payment via debit, credit, wire, ACH, or pay-by-bank. Your clients receive a secure payment portal. No login or extra steps required.
REQUEST PAYMENTS SECURELY
Easily collect payments and track receivables from one central hub.
Relay is a financial technology company and is not a bank. Banking services provided by Thread Bank2, Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. The Relay Visa® Credit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa cards are accepted.
STREAMLINE HOW YOU GET PAID
Easier than invoicing. Just request the payment
Multiple secure payment collection options
Real-time visibility and tracking
GET PAID YOUR WAY
Request and collect payments in a few clicks.
Track incoming payments
Real-time visibility into the status of your payment and automatic reconciliation once it arrives in your account.
THE FASTEST WAY TO GET PAID
Create, automate, and collaborate on payments to get paid faster.
Request payment instantly
The moment you finish a job, you can snap a pic and instantly send a payment request.
Automated reminders
No more chasing down clients to complete a payment. Your clients are sent reminders to complete their payments on time.
Bring in your team to help
Invite employees, bookkeepers, and accountants to Relay and they can manage your payment requests.
How relay adds up
Payment and cash flow tools bundled together for every part of the small business journey.
Relay is a financial technology company and is not a bank.
Starter
For solopreneurs and businesses just getting started.
$0
/ month
Business banking essentials and simple tools to give you complete cash flow clarity.
Apply NowBanking
1.03% APY1
on savings accounts
1% cash back*
on credit cards
Bills & expenses
Bill creation, intake & management
Cards with built-in spend policies
Receipt collection & storage
Invoicing
ACH debit +1% of transaction amount
Payment request links
Invoice creation & tracking
Accounting integrations
Quickbooks
Xero
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Popular
Grow
For small teams with growing cash flow complexities.
$30
/ month
Tools and automations to put you in control of financials and free of shortfalls.
Trial Grow for 14 daysBanking
1.75% APY1
on savings accounts
1.25% cash back*
on credit cards
Everything in Starter, plus
Bills & expenses
Savings on payment fees
Multi-step bill approval rules
Customizable bookkeeping automation
Partial bill payments
Invoicing
ACH debit +0.75% of transaction amount
Branded invoices
Recurring invoices
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Discounted for a limited time
Scale
For larger teams that want to scale more, faster.
/ month
AI-powered automation and insights to help you save time and max out margins.
Trial Scale for 14 daysBanking
3.03% APY1
on savings accounts
1.5% cash back*
on credit cards
Everything in Grow, plus
Bills & expenses
10 free same-day ACH per month
Bill payment automation
Out-of-policy spend requests
Invoicing
ACH debit +0.5% of transaction amount
AI-powered collections agent
Insights
Cash flow insights & forecasts
And more...
Special offers from Relay partners like Xero and Engine
Faster customer support by phone and email
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Your money protected, always
A best-in-class security certification
Relay is SOC 2 Type II certified, providing enterprise-level security to protect our customers and data.
Account information
Your account details are never displayed on payment request links — only a safe pass-through account.
Control who sees and does what
Give advisors and employees the exact level of access they need, and revoke it in just a few clicks.
Relay will be the preferred banking platform for any new concept that we start. I was very confident moving to Relay, knowing that when we switched, it would do everything we needed it to do. And Relay came through on that promise.