One less app in your tech stack. Save by creating, categorizing, approving and paying bills in Relay.
Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank2,3; Member FDIC. The Relay Visa® Debit and Credit Cards are issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® debit and credit cards are accepted.
Create, upload and email bills. Or, import from QBO and Xero.
Categorize and approve bills before they’re paid.
Pay by ACH, wire (domestic and international) or check.
Centralize, manage and pay bills using flexible workflows.
Create, upload, email or sync (from your accounting software) bills. We’ll extract info like amount and vendor to save you time.
Split one bill into multiple payments to manage your cash flow with the utmost care.
All the payment types you need—ACH, domestic and international wires and checks (yes, even the paper ones!)
Relay facilitates safe and seamless collaboration.
Invite employees to Relay so they can assist with payables. Limit what they can see and do—outside of bills—to keep your account secure.
Relay has user permissions specifically for accountants and bookkeepers. Give them their own logins so they can run accounts payable for you.
Use automated approval rules to make sure that you, a trusted employee or your advisor always have the last say on a bill before it gets sent.
Take full advantage of best-in-class Quickbooks Online and Xero integrations.
Relay extracts copious details from your bill, and syncs them Quickbooks Online and Xero—including amount, vendor, due date, memo, all line items, payment info, payee address and sender.
Import your bill categories from Quickbooks Online and Xero—including default and custom categories—so you can code bills in Relay before syncing them to your general ledger for the speediest reconciliation ever.
All the tools you need to manage cash flow in one place.
For solopreneurs and businesses just getting started.
Business banking essentials and simple tools to give you complete cash flow clarity.
Apply NowBanking
1.75% APY1
on savings accounts
1% cash back*
on credit cards
Bills & expenses
Bill creation, intake & management
Cards with built-in spend policies
Receipt collection & storage
Invoicing
ACH debit +1% transaction fee
Payment request links
Invoice creation & tracking
Accounting integrations
Quickbooks
Xero
For teams of 1-5 with growing cash flow complexities.
Tools and automations to put you in control of financials and free of shortfalls.
Try free for 14 daysBanking
1.75% APY1
on savings accounts
1.25% cash back*
on credit cards
Everything in Starter, plus
Bills & expenses
Savings on payment fees
Multi-step bill approval rules
Customizable bookkeeping automation
Partial bill payments
Invoicing
ACH debit +0.75% transaction fee
Branded invoices
Recurring invoices
For teams of +5 that want to scale more, faster.
AI-powered automation and insights to help you save time and max out margins.
Try free for 14 daysBanking
3.03% APY1
on savings accounts
1.5% cash back*
on credit cards
Everything in Grow, plus
Bills & expenses
10 free same-day ACH per month
Bill payment automation
Out-of-policy spend requests
Invoicing
ACH debit +0.5% transaction fee
AI-powered collections agent
Insights
Cash flow insights & forecasts
And more...
Special offers from Relay partners like Xero and Next Insurance.
Faster customer support by phone and email
FDIC-insured up to $3M for funds on deposit
Bank safe knowing that your business is FDIC-insured up to $3M via our banking partner, Thread Bank.
Visa® Zero Liability Protection
Quickly identify and resolve unauthorized activity with the help of Relay and Visa®.
Control who sees and spends what
Give advisors and employees the exact level of access they need, and revoke it in just a few clicks.
Everything under one roof. An efficient customer service team, convenience of sending funds to vendors around the world. This is a revolutionary redefinition of financial services. Kudos to the Relay Team.
