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TakeCharge

Relay Visa credit card
Now available

The Credit card that puts you in charge

Take control with the Relay Visa® Credit Card. Stop the cash flow crunch, and keep team expenses in check by putting a spend policy on every employee card.

Available to Relay customers by invitation only.

The Relay Visa® Credit Card is currently available to eligible Relay customers by invite only. Relay is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Relay Visa® Credit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa credit cards are accepted.

  • 1.5% cash back*

    Earn cash back on every purchase

  • 30 days of float

    Stay disciplined about debt with a short, sweet billing cycle

  • $0 annual fees

    Spend without tying up your cash flow

The Cash Flow Safety Net
your business needs

Credit account in Relay with $17,647.00 in spend.

Walk the tightrope with confidence

You just ran payroll, utility bills are due and you’re chasing a customer for a late payment. With the Relay Visa® Credit Card in your corner, you can spend through the toughest days and keep shortfalls at bay.

Multiple credit accounts in Relay.

Meticulously organize all spending

Stop managing money after it’s been spent. Categorize expenses—from the start—with a credit card for every employee, spend category, project and vendor. Be as particular as you want with multiple credit cards.

Expenses for operating expenses, payroll, and savings.

All money moves in one place

Get complete cash flow clarity by bringing together credit, checking and savings into one platform. You’ll have one central system to instantly see how all your money works. Then you can stay ready, save faster, and make smarter decisions.

Secure, trackable and
controlled-by-you team spending

Three employees with differing monthly limits on their credit accounts.

A credit card for every employee

No more expense reports or messy reimbursements. Empower employees with their own credit cards. Plus, track spending and freeze cards in seconds.

List of allowed vendors.

Stay in charge of every card

Set a spend policy for every employee card. Use approved vendors and categories—and daily or monthly spend limits—to guarantee your money is always spent wisely.

Three expenses with receipt icons

Track everything now, chase nothing later

Get ultra-detailed data for every purchase made by an employee. Stay on top of every dollar and make month-end bookkeeping super speedy.

Plus, Relay makes sure employees add a receipt to every expense.

Learn more about Relay's receipt management tools here

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Loving my transition to Relay after years with traditional banks.

Everything is so streamlined and easy. Finally, easy access to funds, wires, transfers, virtual cards for employees, and no ridiculous fees.

Gina

Small Business Owner

Trustpilot 4.5 stars
Banking with Relay

Keeping your business
on the money

Relay’s online business banking platform puts you in control of your cash flow. See all the ins and outs without any blind spots or doubts.

  • Banking without account fees that tie up cash flow

  • 20 everyday checking accounts to organize cash and expenses

  • Automated savings that earn up to 3.76% APY1 on idle cash

  • All the payment types you need—ACH, wire and check

  • Safe, productive collaboration with team members and advisors

  • Personalized customer support when you need it

Being a boss is hard. Give yourself some credit.

You’ve got questions,
we have the answers.

More details can be found in our Support Center.

Time to take charge