TakeCharge
The Credit card that puts you in charge
Take control with the Relay Visa® Credit Card. Stop the cash flow crunch, and keep team expenses in check by putting a spend policy on every employee card.
Available to Relay customers by invitation only.
Apply nowThe Relay Visa® Credit Card is currently available to eligible Relay customers by invite only. Relay is a financial technology company and is not a bank. Banking services are provided by Thread Bank; Member FDIC. The Relay Visa® Business Credit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted.
1.5% cash back*
Earn on everyday business purchases
30 days of float
Stay disciplined about debt with a short, sweet billing cycle
$0 annual fees
Spend without tying up your cash flow
The Cash Flow Safety Net
your business needs
Walk the tightrope with confidence
You just ran payroll, utility bills are due and you’re chasing a customer for a late payment. With the Relay Visa® Credit Card in your corner, you can spend through the toughest days and keep shortfalls at bay.
Meticulously organize all spending
Stop managing money after it’s been spent. Categorize expenses—from the start—with a credit card for every employee, spend category, project and vendor. Be as particular as you want with multiple credit cards.
All money moves in one place
Get complete cash flow clarity by bringing together credit, checking and savings into one platform. You’ll have one central system to instantly see how all your money works. Then you can stay ready, save faster, and make smarter decisions.
Secure, trackable and
controlled-by-you team spending
A credit card for every employee
No more expense reports or messy reimbursements. Empower employees with their own credit cards. Plus, track spending and freeze cards in seconds.
Stay in charge of every card
Set a spend policy for every employee card. Use approved vendors and categories—and daily or monthly spend limits—to guarantee your money is always spent wisely.
Track everything now, chase nothing later
Get ultra-detailed data for every purchase made by an employee. Stay on top of every dollar and make month-end bookkeeping super speedy.
Plus, Relay makes sure employees add a receipt to every expense.
Learn more about Relay's receipt management tools here
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Loving my transition to Relay after years with traditional banks.
Everything is so streamlined and easy. Finally, easy access to funds, wires, transfers, virtual cards for employees, and no ridiculous fees.
Keeping your business
on the money
Relay’s online business banking platform puts you in control of your cash flow. See all the ins and outs without any blind spots or doubts.
Banking without account fees that tie up cash flow
20 everyday checking accounts to organize cash and expenses
Automated savings that earn 1.00%-3.00% APY1 on idle cash
All the payment types you need—ACH, wire and check
Safe, productive collaboration with team members and advisors
Personalized customer support when you need it
You’ve got questions,
we have the answers.
More details can be found in our Support Center.