How Relay adds up
Relay
All the business banking essentials without a monthly fee.
Bank without account fees, overdraft fees or minimum balances
Create up to 20 individual checking accounts (including 2 savings accounts)
Physical or virtual credit and debit cards
Payments via ACH transfer, check and wire
Withdraw cash at Allpoint ATMs
Add cash at Allpoint+ ATMs or at 90K+ Green Dot Network retailers nationwide
Integrate with QuickBooks Online and Xero
Relay Pro
Everything in Relay… plus accounts payable, faster ACH and free wire payments.
Get faster, same-day ACH and free outgoing wires
Auto-import bills from QuickBooks Online or Xero
Review, approve and pay all bills in one dashboard
Create single- or multi-step approval rules for bill payments
Consolidate payments to the same vendor into a single transaction
Which Relay is right for you?
| Core Banking | Relay | Relay Pro |
|---|---|---|
| Monthly checking account fees | $0 | $0 |
| Minimum balance | $0 | $0 |
| Overdraft fees | $0 | $0 |
| Bounced checks | $0 | $0 |
| Number of checking accounts | 20 | 20 |
| Number of savings accounts | 2 | 2 |
| Up to 3.76% APY1 on savings |  | |
| Recurring transfers between checking accounts | | |
| Percentage-based auto-transfer rules | | |
| Physical and virtual credit or debit cards | | |
| Unlimited 1.5% cash back* on credit card spending | | |
| Cash withdrawals at Allpoint ATMs | $0 | $0 |
| Add cash at Allpoint+ ATMs or at 90K+ Green Dot Network participating retailers nationwide | | |
| Secure, role-based access for team members | | |
| Spending limits for team members | | |
| 24/7 customer support | | |
| Sending & Receiving Funds | Relay | Relay Pro |
|---|---|---|
| In- and outgoing ACH transfers | $0 | $0 |
| ACH delivery times | 1-2 Days | Same Day |
| Mobile check deposits | | |
| Mailed check payments | | |
| Third-party check books | | |
| Outgoing domestic wires | $5 | $0 |
| Incoming domestic wires | $0 | $0 |
| Outgoing international wires | $10 | $0 |
| Incoming international wires | $0 | $0 |
| Currency exchange for outgoing international wires | | |
| Integrations | Relay | Relay Pro |
|---|---|---|
| QuickBooks Online | | |
| Xero | | |
| Gusto | | |
| Plaid | | |
| Yodlee | | |
| Receipt management | Relay | Relay Pro |
|---|---|---|
| Receipt collection policy | | |
| Receipt upload via mobile and desktop | | |
| Email forwarding of receipts | | |
| SMS receipt reminders at time of purchase | | |
| Accounts Payable | Relay | Relay Pro |
|---|---|---|
| Auto-import bills from QuickBooks Online & Xero | - | |
| One intuitive dashboard to review, approve and pay bills | - | |
| Automated, multi-step bill approval rules | - | |
| Consolidated payments to a vendor into one transaction | - | |
| One-click reconciliation for paid bills in QuickBooks Online and Xero | - | |
| Accountants & Bookkeepers | Relay | Relay Pro |
|---|---|---|
| Client portal | | |
| Role-based access for firm staff | | |
| Partner Program | | |
| Banking Partner Certification | | |