GET PAID
ON TIME

Create, send, and track invoices from Relay.
No extra tools needed.

woman creating jewelry with pliers

Relay is a financial technology company and is not a bank. Banking services provided by Thread Bank2, Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. The Relay Visa® Credit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa cards are accepted.

Invoicing,
SIMPLIFIED

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    Manage income where you’re doing all of your banking.

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    Send invoices and automate client payment reminders.

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    Collect payments directly into your checking account.

INVOICING THAT
WORKS FOR YOU

Create, send, and track invoices right where your money lives.

Be as detailed as you want to be

Send a simple payment request or a full-fledged invoice with line items, discounts, and taxes. Plus, add your logo for personalization.

Be as detailed as you want to beBe as detailed as you want to be

Be flexible with your clients

There are multiple secure ways to pay: ACH, wire, pay-by-bank, credit card, and debit card.

Be flexible with your clientsBe flexible with your clients

DELEGATE & AUTOMATE TO SAVE TIME

Take invoicing off your already-long to-do list.

Bring in your team to help

Invite employees, bookkeepers, or accountant to Relay so they can take care of receivables for you.

Collections on autopilot

Let Relay send automated reminders before and after due dates, for on-time payments without the manual work.

How relay adds up

Payment and cash flow tools bundled together for every part of the small business journey.

Relay is a financial technology company and is not a bank.

Starter

For solopreneurs and businesses just getting started.

$0
month

Business banking essentials and simple tools to give you complete cash flow clarity.

Apply Now

Banking

1.03% APY1

on savings accounts

1% cash back*

on credit cards

Bills & expenses

Bill creation, intake & management

Cards with built-in spend policies

Receipt collection & storage

Invoicing

ACH debit +1% of transaction amount

Payment request links

Invoice creation & tracking

Accounting integrations

Quickbooks

Xero

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Popular
Grow

For small teams with growing cash flow complexities.

$30
month

Tools and automations to put you in control of financials and free of shortfalls.

Trial Grow for 14 days

Banking

1.75% APY1

on savings accounts

1.25% cash back*

on credit cards

Everything in Starter, plus

Bills & expenses

Savings on payment fees

Multi-step bill approval rules

Customizable bookkeeping automation

Partial bill payments

Invoicing

ACH debit +0.75% of transaction amount

Branded invoices

Recurring invoices

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Discounted for a limited time
Scale

For larger teams that want to scale more, faster.

$120 $90
month

AI-powered automation and insights to help you save time and max out margins.

Trial Scale for 14 days

Banking

3.03% APY1

on savings accounts

1.5% cash back*

on credit cards

Everything in Grow, plus

Bills & expenses

10 free same-day ACH per month

Bill payment automation

Out-of-policy spend requests

Invoicing

ACH debit +0.5% of transaction amount

AI-powered collections agent

Insights

Cash flow insights & forecasts

And more...

Special offers from Relay partners like Xero and Engine

Faster customer support by phone and email

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Your money protected, always

  • A best-in-class security certification

    Relay is SOC 2 Type II certified, providing enterprise-level security to protect our customers and data. 

  • Never expose account details

    Your account details are never included on payment request links or invoices—only a safe pass-through account.

  • Control who sees and does what

    Give advisors and employees the exact level of access they need, and revoke it in just a few clicks.

I looked into several banking options, but Relay stood out for its simplicity and focus on supporting small business owners like me. Their platform isn’t just about banking—it’s built to empower entrepreneurs to grow and manage their businesses seamlessly.

Tyler Westbroek

,

Craft Design Co.

READY FOR ONE LESS APP IN
YOUR TECH STACK?

Apply for a Relay Account Now