Style meets clarity with debit and credit card customization

Managing your money is one thing, but spending with clarity is how you truly protect your cash flow. That’s why we’re launching card customization for your Relay Visa® Debit and Credit Cards. With 30+ unique designs and powerful spend management features like employee cards, category restrictions, backup accounts, and receipt capture, Relay helps you spend with purpose. Whether you’re a solo founder or leading a team, customized cards bring clarity to every swipe, tap, and checkout. 

Relay is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Relay Visa®️ Debit card and Credit card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

As a business owner, you know how important it is to stay on top of your spending. You’ve split your funds into smart accounts, built in buffers for taxes and inventory, and finally feel on top of your cash flow… until the time comes to actually make a purchase and your spend management is thrown into chaos. 

Card customization for Relay Visa® Debit Cards and Relay Visa® Credit Cards puts an end to the spend management confusion. Forget shuffling through cards to find the right one or struggling to track who spent every dollar (and where). Card customization makes it easier to spend in the moment, and clearer to manage your team's spending as you grow. Relay cards have always helped business owners manage their spend (and their team’s spend) with clarity and control. And now, with card customization, you get another layer of visual organization that makes spend management easier and more intuitive. Here’s how: 

• Create 30+ unique designs for all new cards 

• Choose from spend category illustrations like marketing & advertising or software & subscriptions to match each card with the purpose of its account

• Combine colors and spend category illustrations so no two cards look the same

The moment spending happens is where good financial systems either hold up or fall apart. Card customization meets that moment head-on: making every swipe and tap more intentional and connected to your broader cash flow strategy. It’s one more way that Relay is evolving into the go-to platform for business banking, spending, saving, and growing—all in one place. 

Now available in all Relay plans—Starter, Grow, and Scale—customize your debit and credit cards with purpose. Sign up or log in  and get started by creating any new card now. 

Check out without self doubt

Morgan runs a fast-growing online fashion retailer, and—being a savvy Relay user following the Profit First system—has set up accounts for everything from operating expenses to marketing to travel. 

But there’s one part that still feels messy: the moment she goes to actually spend that money. At checkout, she finds herself second-guessing. Her wallet is full of identical cards. Which one’s which? 

Card customization pairs colors, like evergreen, copper, and pink, with illustrations to create over 30 designs to help her find the right card when you need it. Spend category illustrations, like meals & entertainment or marketing & advertising, mean she’ll always know which card to reach for to be sure you’re spending from the right places.

Colors and spend category illustrations to create cards for whatever your spending needs:

Card types included: 

Clearly track team spending 

What started as a solo operation is now a lean, five-person team. Morgan’s assistant handles inventory orders. Her social media manager buys ads. The studio lead picks up lunch during photoshoots. Everyone’s empowered to spend, but that doesn’t mean Morgan’s in the dark.

With Relay, she can create a card for each team member, set smart controls (like limits and category restrictions), and now, customize each card to reflect its purpose. Her team member, Sam's, travel card? A deep evergreen card with a ✈️ icon. The marketing card? Bright pink all the way. Morgan can tell at a glance who has which card and what it’s for.

And because everything lives in Relay, she sees all spending in one place: across all accounts, all cards, and all employees. 

🤔 She can make changes on the fly, like increasing the limit on the marketing card mid-campaign or pausing a card entirely if something’s off. 

🧾 With receipt capture built in, she doesn’t have to chase anyone down at month-end.

This is what modern spend management looks like: easy, flexible, and fully in sync with how she runs her business.

Bring clarity to every dollar with Relay Cards

Card customization is just the start. With Relay, you get a complete system for spending smarter, built around clarity, control, and cash flow confidence.

Smooth out your cash flow

The Relay Visa® Credit Card gives you up to 30 days of breathing room for business expenses—so when unexpected costs pop up, your cash flow stays steady. Earn up to 1.5% cash back*, with no annual fees.

Set guardrails before spending happens

Take charge of your business’s spending from the start—don’t wait until after the money’s already been spent. With Relay, you can set spending limits and category restrictions for every debit and credit card, giving you a simple way to keep spending in check and ensure you’re staying on budget. And when spending happens, we’ll handle chasing down your team for receipts, letting you skip the monthly expense report reminders. 

Create as many cards as you need

With Relay, you can create virtual and physical debit or credit cards for whatever your needs happen to be. Create and customize up to 50 cards, virtual or physical. And keep an eye out for physical credit card customization coming soon. 

Unlock even more control with new features

We’re constantly adding new features for our debit and credit cards that give you that extra bit of control. 

🚛Need a new card in a hurry? Expedited shipping for physical debit cards has you covered. 

🦺Looking to avoid failed card transactions? Set a debit backup account to give you that extra safety net. 

Work within a complete, centralized system

When you have full visibility into your spending, it’s easier to plan, budget, and prioritize the moves that will truly drive your business forward. With Relay, you get a unified view of your credit, debit, and savings, giving you a bird’s-eye view of how money moves through your business. This clarity helps you save more, make better choices, and confidently map out the future of your business.

Ready to bring clarity to your spending?

Customize your Relay cards with purpose to bring more clarity to your spending. Card customization is available now when creating new Relay Visa® Debit Cards and Relay Visa® Credit Cards and is available across all Relay plans. Sign up or log in to create a new card now! 

Relay is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Relay Visa®️ Debit card and Credit card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.